.Union Money Management Official Nirmala Sitharaman3 minutes read Final Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Minister Nirmala Sitharaman introduced that the government strives to open over 30 million brand new PMJDY profiles throughout 2024-25.Briefing media reporters, Sitharaman revealed that since August 14, 2024, a total amount of 531.3 million Jan-Dhan profiles have been opened since the plan's launch a decade back, along with a cumulative down payment difference of Rs 2.3 mountain.The ordinary difference per profile has increased coming from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Roughly 80 per cent of these profiles are currently energetic." PMJDY has actually participated in a critical role in the course of the pandemic, specifically for women," pointed out Sitharaman.Regardless of the allotment for zero harmony and the absence of a minimal harmony need, merely 8.4 per cent of the accounts preserve an absolutely no equilibrium. The plan has actually been specifically effective in rural as well as semi-urban areas, where 66.6 per-cent of the accounts are located.As of August 14, 2024, females account owners embody 55.6 percent of the complete accounts, totaling up to 295.6 thousand accounts, depending on to the Ministry of Financing.
Currently, 99.95 per cent of all inhabited communities have financial centers on call within a 5-kilometre radius through numerous touchpoints, consisting of banking company divisions, automated bank clerk devices, financial contributors, and also India Post Repayments Financial Institution.Since August 14, 2024, there more than 1.73 billion surgical CASA (bank account savings account) profiles in the country, featuring much more than 530 million personnel PMJDY profiles.Regarding social protection schemes, Sitharaman highlighted that over 200 million increasing enrolments have actually given life insurance coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual premium of Rs 436.In addition, over 450 thousand cumulative enrolments have supplied one-year unexpected cover of Rs 2 lakh (for fatality or long-term complete disability) and also Rs 1 lakh (for long-lasting partial impairment) under the Pradhan Mantri Suraksha Bima Yojana, with a premium of Rs 20 per year.The Atal Pension account Yojana has actually registered over 68 thousand users.In terms of credit-linked systems, Sitharaman disclosed that under the Pradhan Mantri Mudra Yojana, 489.2 million cumulative lendings totaling up to Rs 29.93 trillion (as of July 12, 2024) have actually been sanctioned to give collateral-free institutional money management to micro and small company devices as much as Rs 10 lakh for income-generating tasks.Under the Stand India Scheme, 236,000 collective car loans totting Rs 53,609 crore (since July 15, 2024) have actually been actually allowed to Planned Caste, Scheduled People, and women entrepreneurs for setting up greenfield jobs.In addition, the Pradhan Mantri SVANidhi scheme has allowed loans worth Rs 12,630 crore to 6.52 thousand street providers since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY advancing down payment difference of Rs 2.3 mountain.u00b7 There are over 1.73 billion important CASA profiles.u00b7 Girls account holders consist of 55.6% of complete accounts.First Published: Aug 27 2024|9:37 PM IST.